Employment Guard

20th July 2017
Employment Guard image

Employment Guard


Employment Law keeps changing and evolving.  No matter how big or small your business, the laws apply to you.  Fall foul of them, and your business could face great financial difficulties or even ruin.  For a claim of unfair dismissal an employee can now claim up to around £90,000 and for discrimination cases (e.g. sex, race, age, religion, disability) claims can often reach six figure sums.  In addition the average cost of defending an employment tribunal claim is thought to be around £9,000.  With our firm’s Employment Guard Scheme you can cost effectively manage these risks and stay on the right side of the law!

How does it work?

There are 3 elements to the Scheme as follows:-

  • Health Check

We check your contracts of employment, policies, procedures and handbook to ensure that they are up to date and fully compliant with the law.  If you do not have any such documents then do not worry as we will provide them for you.  By having the right documentation in place you will reduce the risk of disputes and claims and if a dispute or a claim does follow then the documentation may assist your position.

  • Telephone Advice

We provide a telephone advice service to you so you can call us for help when you need it, to help you prevent or resolve any disputes in the workplace.

  • Insurance Indemnity

If (i) and (ii) above have not prevented the matter escalating into a claim, then do not worry as the insurance will cover all your legal costs and any tribunal award against you up to a maximum of £250,000 per claim or £1 million in the aggregate for the year.

How much does it cost?

The insurance premium is based on a number of factors but primarily your wage roll.  The minimum annual premium is £100 plus Insurance Premium Tax (currently 6%), and this can be paid in 12 equal monthly instalments.  The fees for the telephone advice and the health check are fixed with you in advance, and depend upon a number of factors such as the number of staff you have and the extent and quality of any contractual documentation that you already have in place.

We can provide you with a free no obligations quotation, and most usually our fees are below those offered by HR companies offering similar services.  Furthermore our services are provided by qualified solicitors, and there are no long term contracts.  Hence after 1 year if you wish to leave the Scheme, then you are free to do so.

What are the benefits?

The main key benefits are as follows:-

  •      Effective management of employment law risk.
  •      Better financial planning and cash flow.
  •      Greater awareness of the correct approach to employment        matters.
  •      Reducing disputes and saving valuable management time.
  •      Eliminating damaging publicity.
  •      Peace of mind.
  •      Improved employer/employee relations.

Is now a good time to sign up to the Scheme?

The answer to that is undoubtedly yes!

We have been fortunate enough recently to negotiate a reduction in the insurance premiums with the insurance company (Temple Legal Protection Limited).  We currently have these reduced rates in place until the start of August 2016.

In addition we have also been able to negotiate an extension to the terms of the insurance, so that it not only covers employment tribunal claims but also health and safety prosecutions and data protection issues.

Are clients happy with the Scheme? 

We have a number of clients who currently take advantage of the Scheme and all of them have been in the Scheme for a number of years.  Susan Kennedy, Managing Director of S K Cleaning Limited has given the following testimonial:-

“I have used Maples Solicitors on a number of occasions and have always been impressed with the service that I have been given.  In particular they were excellent at preparing the employment contracts and policies for my firm, and has been very supportive and understanding in helping me make the necessary employment arrangements for my staff and my business.  Furthermore it is reassuring to know that someone is at the end of the telephone and has on a number of occasions given instant advice to myself and my manager to ensure that my staff are managed properly.  I would highly recommend Maples’ Employment Guard Scheme.  My only regret is that I did not take up the Employment Guard Scheme earlier as this would have saved me years of worry, but at least now I have total piece of mind knowing that I have the Scheme in place.”


We can provide you with further information and/or a free no obligation quotation for our Employment Guard Scheme.  Please contact Daven Naghen on 01775 722261 or email daven.naghen@maplessolicitors.com.

Dav is happy to come and visit you to discuss matters, or for you to visit Dav at our offices if you so wish.

How Banks are Cashing in on Wills image

How Banks are Cashing in on Wills

Recent headlines have reported how banks are now cashing in on Wills.

During the 1990s and early 2000s, banks offered customers low cost Wills (or sometimes even free Wills) but the small print allowed the bank to charge extortionate rates to act as Executors. It is reported that banks are expecting billions of pounds of revenue from their Will writing services and administering estates and in some cases their fees have been over £12,000 to administer an estate as they look to charge a fixed fee PLUS a percentage of the deceased’s wealth.

If you or a loved one has made a Will through a bank we would urge you to check who you have appointed as Executors and check any small print which you may have signed. If you are unsure then please speak with one of our lawyers in the Wills and Probate team who can look at your existing Will with you. It may be appropriate to make a new Will which revokes any previous Will you have made which could save your family thousands of pounds when your estate needs to be administered.

In the majority of cases, when someone has passed away we can provide the family with a quote of how much the legal fees will be so that there are no nasty surprises once the administration is complete.

Read More


Gemma Mayer LLB

"I would highly recommend Maples Solicitors, especially Gemma Mayer, for any conveyancing work. The level of support and professionalism was excellent at all times. I also felt if I needed to ask or clarify anything that it was not an issue. Buying and selling a house is stressful enough, but Gemma helped me through it step by step."

Anita Toal LLB BA

"I think you are brilliant. You can use my comments above. You are efficient, friendly and quite clearly very good at what you do. Mainly you don’t leave people hanging around too long for." "So easy to talk to her and she understood what I wanted. She put me at ease and I cant thank her enough"

Daven Naghen LLB

"Daven provided an excellent service, from attending the first interview with me to the final court appearance. He filled me full of confidence that he would defend me to which he did and come out with an excellent outcome in view of my position that I had put myself in."

Faye Blair LLB

Faye was excellent, sensitive and acted very well to the time constraints we faced. Great service and dealt with compassion at such sad times made the process less painful very professional.

Jamie Dobbs ACILEx

Over the last forty years I have cause to deal with many law firms both in a personal and professional capacity, including some ‘top’ London Companies. In all of those dealings I have never found anyone as proactive and so willing to offer help and advice as Jamie Dobbs. During the last two years Jamie guided my parents through the completion of Lasting Powers of Attorney. Helped myself with the use of the LPA and recently dealing with Probate and Estate Administration following their death.

Mike Pepper MA

Mike Pepper gave us excellent advice. He was always most helpful and accommodating giving lucid explanations every step of the way. Thank you Mike.

Claire Smith FCILEx

Claire Smith has been amazing in every way. I highly recommend her and I am so grateful for all her help. She’s professional on all levels, reliable, extremely organised and I will be recommending her to everyone. I’m very lucky to have had her representing me and I can’t thank her enough. She is an asset to Maples. Thanks so much Claire!